Deposit Rates

NOW Account, Savings and Money Market Rates

Rates As Of:  3/18/2010

Deposit Rates
Account Type From To Interest Rate  APY
Platinum Preferred Account $0 $9,999,999

0.15%

0.15%

NOW Checking Account $0 $24,999 0.10% 0.10%
$25,000+ $9,999,999 0.15% 0.15%
Junior Savers Club $0+ $9,999,999 0.25% 0.25%
Teen Money Management Savings Account $0 $9,999,999 0.50% 0.50%
Savings Account $0+ $9,999,999 0.15% 0.15%
Heritage Money Market Account $0 $4,999 0.15% 0.15%
$5,000 $49,999 0.40% 0.40%
$50,000 $99,999 0.60% 0.60%
$100,000 $499,999 0.85% 0.85%
$500,000 $999,999 1.14% 1.15%
$1,000,000 $9,999,999 1.24% 1.25%

Interest Rates and Annual Percentage Yields (A.P.Y.) on the aforementioned products are subject to change. Fees may reduce earnings. There is no minimum balance required to open a N.O.W., Savings or Money Market account.

Fixed Rate Category Certificates of Deposit

Rates As Of:  3/18/2010

 Regular Rate        
 Term  Minimum Deposit  Interest Rate  APY
3 Months $1,000 0.15% 0.15%
4-6 Months $1,000 0.25% 0.25%
7-12 Months $1,000 0.60% 0.60%
13-18 Months $1,000 1.09% 1.10%
19-24 Months $1,000 1.44% 1.45%
25-30 Months $1,000 1.74% 1.75%
31-36 Months $1,000 1.74% 1.75%
37-48 Months $1,000 2.08% 2.10%
49-60 Months $1,000 2.23% 2.25%

 

 Founder's        
 Term Minimum Deposit  Interest Rate  APY
3 Months $1,000 0.40% 0.40%
4-6 Months $1,000 0.50% 0.50%
7-12 Months $1,000 0.85% 0.85%
13-18 Months $1,000 1.34% 1.35%
19-24 Months $1,000 1.69% 1.70%
25-30 Months $1,000 1.98% 2.00%
31-36 Months $1,000 1.98% 2.00%
37-48 Months $1,000 2.33% 2.35%
49-60 Months $1,000 2.47% 2.50%

 

   CD SPECIAL: $5,000 MINIMUM DEPOSIT

   **RELATIONSHIP SPECIAL**

 TERM

 RATE

 A.P.Y.

 TERM

 RATE

 A.P.Y.

 15 MONTHS

 1.14%

 1.15%

15 MONTHS 

 1.39%

1.40% 

   

   **AN ACTIVE CHECKING ACCOUNT IS RQUIRED FOR ABOVE SPECIALS**

A penalty will be imposed if you withdraw any of the deposited funds before the maturity date of the Certificate of Deposit. The minimum balance required to open a fixed rate Certificate of Deposit is $1,000.00. Fees may reduce earnings. Please contact a personal banker for additional information.

For current rate information call (708) 246-7100.

Member FDIC